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Best Rewards Credit Card For Travel

There are many great rewards credit cards for travel, but some stand out above the rest. Here are a few of the best options:

  • Chase Sapphire Preferred® Card: This card offers a welcome bonus of 60,000 points after you spend $4,000 on purchases in the first 3 months from account opening. You can redeem points for travel at a value of 1.25 cents each, which means this bonus is worth $750. The card also earns 2x points on travel and dining, and 1 point per dollar on all other purchases. There is a $95 annual fee.
  • Capital One Venture Rewards Credit Card: This card offers a welcome bonus of 50,000 miles after you spend $3,000 on purchases in the first 3 months from account opening. You can redeem miles for travel at a value of 1 cent each, which means this bonus is worth $500. The card also earns 2 miles per dollar on all travel purchases, and 1 mile per dollar on all other purchases. There is no annual fee.
  • The Platinum Card® from American Express: This card offers a welcome bonus of 100,000 points after you spend $6,000 on purchases in the first 6 months from account opening. You can redeem points for travel at a value of 1 cent each, which means this bonus is worth $1,000. The card also earns 5x points on flights booked directly with airlines or through Amex Travel, and 5x points on prepaid hotels booked through Amex Travel. There is a $695 annual fee.

When choosing a rewards credit card for travel, it's important to consider your spending habits and travel goals. If you frequently fly, a card that earns points or miles on airfare is a good option. If you prefer to stay in hotels, a card that earns points or miles on hotels is a better choice. And if you like to travel for business, a card that offers travel benefits like airport lounge access or travel insurance can be a valuable asset.

No matter what your travel needs are, there's a rewards credit card out there that can help you save money on your next trip. Do some research and compare your options to find the card that's right for you.

Here are some additional things to keep in mind when choosing a rewards credit card for travel:

  • Annual fee: Many rewards credit cards have an annual fee. Make sure you factor this into your decision, especially if you don't travel often.
  • Welcome bonus: Many rewards credit cards offer a welcome bonus after you spend a certain amount of money in the first few months of opening your account. This can be a great way to earn a lot of points or miles quickly.
  • Rewards program: Each rewards credit card is affiliated with a different rewards program. Some programs are more valuable than others. Make sure you choose a card that's affiliated with a program that offers the types of travel you're interested in.
  • Travel benefits: Some rewards credit cards offer travel benefits, such as airport lounge access, travel insurance, or car rental insurance. These benefits can be valuable, so be sure to consider them when making your decision.

With so many great rewards credit cards on the market, it can be tough to choose the right one. But by considering your needs and doing your research, you can find the perfect card to help you save money on your next trip.

Which card is best for international travel?


There are many great cards for international travel, but some of the best include:

  • Chase Sapphire Preferred® Card: This card offers a welcome bonus of 60,000 points after you spend $4,000 on purchases in the first 3 months from account opening. You can redeem points for travel at a value of 1.25 cents each, which means this bonus is worth $750. The card also earns 2x points on travel and dining, and 1 point per dollar on all other purchases. There is a $95 annual fee.
Capital One Venture Rewards Credit Card: This card offers a welcome bonus of 50,000 miles after you spend $3,000 on purchases in the first 3 months from account opening. You can redeem miles for travel at a value of 1 cent each, which means this bonus is worth $500. The card also earns 2 miles per dollar on all travel purchases, and 1 mile per dollar on all other purchases. There is no annual fee.

The Platinum Card® from American Express: This card offers a welcome bonus of 100,000 points after you spend $6,000 on purchases in the first 6 months from account opening. You can redeem points for travel at a value of 1 cent each, which means this bonus is worth $1,000. The card also earns 5x points on flights booked directly with airlines or through Amex Travel, and 5x points on prepaid hotels booked through Amex Travel. There is a $695 annual fee.

When choosing a card for international travel, it's important to consider the following factors:

  • Annual fee: Some cards have an annual fee, so be sure to factor this into your decision.
  • Welcome bonus: Many cards offer a welcome bonus after you spend a certain amount of money in the first few months of opening your account. This can be a great way to earn a lot of points or miles quickly.
  • Rewards program: Each card is affiliated with a different rewards program. Some programs are more valuable than others. Make sure you choose a card that's affiliated with a program that offers the types of travel you're interested in.
  • Travel benefits: Some cards offer travel benefits, such as airport lounge access, travel insurance, or car rental insurance. These benefits can be valuable, so be sure to consider them when making your decision.

It's also important to note that not all cards are accepted everywhere. Some cards may not be accepted at small businesses or in certain countries. Be sure to check the card's terms and conditions before you apply.

Here are some additional tips for using a credit card for international travel:

  • Notify your credit card company of your travel plans. This will help to prevent your card from being flagged as fraudulent if you make purchases in a foreign country.
  • Pay your bill in full each month. This will help you to avoid interest charges and build your credit history.
  • Be aware of foreign transaction fees. Some cards charge a fee for each transaction made in a foreign currency. Be sure to factor this into your budget.

By following these tips, you can use a credit card for international travel safely and responsibly.

Source: bard.google.com

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